Widyastuti, H., A. R. A. D. . Macenning, H. . Dhumaranang, M. . Rombebunga, and P. . Simanullang. “BUSINESS MODEL CANVAS: ENTERPRISE RISK MANAGEMENT ONLINE APPLICATION INNOVATION”. Jurnal Dinamika Pendidikan, vol. 16, no. 2, July 2023, pp. 230-41, doi:10.51212/jdp.v16i2.189.